Saltaire: +44 (0) 1274 288 100
London: +44 (0) 20 7632 3960

NEW Take it away - 18 months!

16 Apr 2012

0% Financing Up To £5000!

April 2012

Take it away - 18 months!

We have some exciting news that could see you spreading the cost of a musical instrument over 18 months instead of 9 months with a new Take it away interest free loan!

The Arts Council have just added an extension to the Take it away scheme to cover purchases on higher priced instruments from £800 to £5,000 and to spread the cost over 18 months, completely interest free. Certain types of instruments can often be much more expensive than others, even at a beginner’s level, so this has been done in the hope that this new offer will be able to help many more people get hold of the instrument of their dreams!

How does it work?

The new 18-month Take it away loan process will work in the same way as the current 9-month loan, but you will be able to spread the cost over double the amount of payments on instruments and accessories from £800 up to £5,000. You'll still need to pay an initial 10% deposit at the point of sale.

You will need to meet our customer eligibility criteria in order to apply – so you’ll need to either be over 18 and using the scheme to buy an instrument for a child under the age of 18, or between 18-25 years of age and applying in your own right.

To be eligible to apply for a Take it away loan, you must be:

  • EITHER an individual over 18 buying an instrument for a child under the age of 18
  • OR an individual aged 18-25 years using the scheme to buy an instrument for themselves (or someone else, e.g. as a gift)


All applicants must also:

  • Be a permanent UK resident
  • Be working at least 16 hours per week
  • Hold a bank or building society account capable of handling direct debit payments


Applicants using the scheme to buy an instrument for an under 18 will be required to complete a customer declaration confirming that the recipient of the instrument is a child.

Unfortunately we are not able to support applicants aged 26 or over who are not using the scheme to purchase a musical instrument for an under 18.

Take it away - 9 months!


How does it work?
You can use 'Take it Away' to purchase any instrument costing between £100 and £2,000 pounds. The payments you make will consist of a 10% initial payment by credit or debit card, followed by nine monthly installments of 10% each. Accessories and tuition can also be included.

It's extremely easy to apply - all you need to bring with you is a credit or debit card. Once you have chosen your instrument and accompanying accessories, the shop staff will take a few details from you, and then make a quick phone call to get your credit approval. Once the credit has been approved, you pay the 10% deposit, set up a direct debit for the further nine payments, and then take it away..! The scheme is available at both The Early Music Shop, Saltaire and The Early Music Shop, London.

By Mail Order
The process is very similar, simply 'phone us, and we will post the forms to you. Once completed you should return the forms to us. When we receive the forms back there is a 14 day wait before we are able to send out the goods.

Who is it for?
The Take it Away scheme is for everyone! It is is a new Arts Council England initiative created to help people get involved in learning and playing music. Anyone with a credit or debit card can apply for the interest free credit to buy a musical instrument.The main aim of the scheme is to encourage people to purchase and play musical instruments, it is particularly aimed at those taking up an instrument for the first time, or perhaps parents buying an instrument for a child, but no one is excluded.

The Musical Instrument Finance Company (MIFCO) handle the loans. MIFCO exclusively offers credit for the purchase of musical instruments.

Applicants must be over 18 years old and a permanent resident of the UK. Please ask staff for further details, or see

This scheme is available to all customers at the Early Music Shop, Saltaire,
and the Early Music Shop, London, and for all mail order customers.!

The Early Music Shop
Salts Mill, Victoria Road
Saltaire, West Yorkshire
BD18 3LA

Telephone: (44) 01274 288100
Fax: (44) 01274 596226

The Early Music Shop - London
11 Denmark Street

Telephone: (44) 0207 632 3960
Fax: (44) 0207 632 3965