0% Financing Up To £5000!
Take it away offers
interest-free loans for the purchase of musical instruments to people aged 18-25
or people aged over 18 buying instruments for children under the age of 18.
What is Take it away?
Take it away aims to make
musical instruments more accessible to children and young people by providing
interest-free loans of up to £5,000.
Interest-free loans are
months on goods of £100 - £2,000
months on goods of £800 - £5,000.
So whether you're a
parent who needs to buy an entry-level instrument for a complete beginner, or
you're an 18-25 year old more experienced musician wanting to upgrade to a
better model, Take it away could make it easier for you.
It's also possible to buy
more than one musical instrument at the same time.
If the cost of the
instrument/s you want to buy exceed the £5,000 loan limit, you can always use
Take it away as a part-payment towards the instrument/s. You would then need to
pay the remaining value by an alternative method. It is not possible to split
the cost of an instrument or instruments over more than one loan application.
Take it away is
an Arts Council England initiative operated by Creative
Sector Services CIC, designed to help more children and young people get
involved in learning and playing music. Take it away is operated by Creative
Sector Services Community Interest Company, in partnership with Moneyway, our
N.B. Loans are subject to
status. Terms and conditions apply.
How do I Take it away?
It’s simple to use Take
it away to spread the cost of buying a musical instrument at the Early Music
Shop. Follow the steps below.
1. Check if you’re eligible
To be eligible to apply
for a Take it away loan you must be:
- EITHER an individual over 18 buying
an instrument for a child under the age of 18
- OR an individual aged 18-25
using the scheme in your own right
All applicants must also
- A permanent UK resident
- Working at least 16 hours per week
- Hold a bank or building society account
capable of handling direct debit payments
2. Choose your instrument
You can pick from our whole range
of musical instruments including recorders and harps. You can include
additional items like an instrument case, sheet music or spare strings onto
your purchase too.
3. Complete the application form
Inform us that you'd like
to use Take it away to buy your chosen instrument and we’ll go through the loan
application process with you in-store or via mail order. This involves a credit
check being carried out on you.
If you're 18-25 and using
the scheme in your own right, you will need to complete a short customer
survey, answering a few quick questions about you and your purchase.
If you're over 18 and
using the scheme to buy an instrument for a child under 18, you will need to
complete a customer declaration, providing details about the instrument
recipient and confirming that the instrument is for an 'under 18'.
If you're using the
scheme in a store and paying the 10% deposit by credit or debit card, you won't
need additional ID. However, if you are paying the 10% deposit by cash or
cheque, then you will need to provide two forms of ID. Acceptable proofs of ID
are: Current UK driving licence (both card and counterfoil for new style
licences); Valid Passport; Utility bill, credit card or bank statement dated
within the last 3 months will be accepted as a second proof with one of the
above. (NB - Mobile phone bills are not acceptable.)
4. Pay your deposit
application is approved, you'll need to pay a 10% deposit of the instrument
cost there and then. The remaining cost will be the value of your Take it away
loan which you will repay over 9 monthly instalments (on goods of £100 -
£2,000) or 18 months (on goods of £800 - £5,000).
Additional information for Take it away by mail order
need to provide the details over the phone as you would do if
you were in-store. If you are approved, we will post you the relevant
documents to sign and return, and explain the procedure to you. You must also
complete the customer survey or customer declaration. You will need to pay your
10% deposit by credit or debit card.
the scheme via mail order, you must provide one form of ID from the following
list: Current UK driving licence (both card and counterfoil for new style licences);
Valid Passport. Or, two forms of ID from the following list: Pension statement
for the current tax year; Inland Revenue Notification/Notice of Tax Coding;
Benefits Letter for the current tax year; Utility bill, credit card or bank
statement dated within the last 3 months will be accepted as a second proof
with one of the above. NB - Mobile phone bills are not acceptable.
How much will it cost?
will be an initial 10% deposit then you will pay 10% each month (for loans over
9 months) or 5% each month (for loans over 18 months).